Tuesday, July 12, 2011

Tips for Tough Times


Tips to help families manage in tough economic times: 

Importance of Communication
  • Talk and listen to each other's concerns.
  • Work together to find solutions to problems.
  • Set a regular time for family meetings.
  • Keep Lines of Communication Open
Keeping Kids in the Loop 
  • Let kids know that the family may have to reduce spending on some items.
  • Answer their questions as clearly as you can.
  • Reassure them that you will work things out.
  • Teach the difference between wants and needs.
Managing Stress in Tough Economic Times
Sources of Stress
  • Prices rise but your income stays the same
  • Cut-backs, layoffs or other restructuring creates instability at your employer
  • You feel frustration with family members over spending or debt.
Take care of your body
  • Try to eat a balanced diet
  • Take time for an enjoyable physical activity. Exercise can be just the thing to relieve your body of tension.
  • Get enough sleep. We tend to be more on edge and have less to give when we are tired. Getting a good night’s sleep can start our day off on a good note.
Take care of your mind
  • Try to maintain a positive outlook. Remember that economics have cycles; sometimes they are down but hey will go back up again.
  • You still need time for you, even if it is not something that costs money.
  • Make sure you have someone to talk to if times get tough. This could be a spouse, partner, sibling, parent or good friend.
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